Does affordable medication matter to you? It does to us.
Members like Tricia save on prescriptions, just by being members. So do you. Because great ways to save are already built in to your plan.
Your prescription plan helps you get medications — and save on them, too
How your plan works
Your prescription plan provides coverage to help you pay for your medication. Without your plan, you’d pay the prices that drug companies ask for. CVS Caremark® steps in to help lower those prices.
Getting your medication
Getting your medication is just as important as being able to pay for it. Your plan’s network has many pharmacies to choose from, so you can pick up or refill at one near you to save money and time. Plus, your plan may offer mail pharmacy and delivery options, in case picking up isn’t your style.
More ways we help
Your prescription plan is a benefit, and we help you make the most of it. We give you and your doctor ways to check your coverage. That way, you can discuss costs ahead of time. And if there's ever a way for you to save more on medication, we'll let you know.
Making affordable medication part of Tricia’s story. And yours.
Speaker 1:
Making affordability the center of Tricia's family story.
Speaker 2:
I can't say enough good things about CVS Caremark in terms of affordability. There's eight of us, six kids. In our family, we have well over 50 medications.
Speaker 1:
Since savings are built into our plans, there's a whole lot more for the whole family.
Speaker 2:
With a big family like mine and with all the conditions, I would never want to switch anywhere else. It's been extremely affordable for us.
Get to know us with these FAQs
CVS Caremark is a pharmacy benefit manager (PBM) within CVS Health®. As a PBM, we manage prescription plans for 89 million people.* A big part of that is negotiating with drug manufacturers to lower the cost of prescription drugs, to make medications more affordable.
A prescription drug benefit covers medications that are typically picked up at the pharmacy or delivered to the home.
PBMs work alongside health plans and employers to administer prescription drug benefits. Depending on a person’s insurance, they may be able to use their health insurance card when they pick up prescriptions at the pharmacy, or they may have a separate card specifically for prescription drug coverage.
Your prescription plan covers medications on a drug list called a formulary. Pharmacists and physicians use the latest research, guidelines and best practices to make the formulary. CVS Caremark helps lower the cost of these prescription drugs by negotiating with drug manufacturers. On top of prescription coverage, we help you find extra ways to save. One way we do this is by helping you compare medication costs, filling in 30 or 90 day supplies.
There are a few. They all help you get and pay for your medication:
- Negotiate discounts on drug pricing set by manufacturers
- Put together a network of pharmacies you can use
- Help you get the best use of your prescription plan
- Make and maintain formularies, which are the lists of drugs your plan covers
- Offer home delivery or pickup options
- Process pharmacy claims
Did you know peace of mind is part of your plan, too?
Speaker 1:
Making personal support the center of Rodney's story, when a CVS Caremark customer care rep helped him get back to giving back with a new glucose monitor.
Speaker 2:
When I knew that the representative was listening, I felt at ease, like a burden was being lifted. Now I can get what I need. It's an exhilarating feeling that they really care. That's what this is all about--helping somebody else along the way.
Your prescription costs and savings
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Check drug costs
Make sure your plan covers your medication and find out how much it will cost. Look for the option labeled “Lowest Cost” to get maximum savings.
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View savings opportunities
Review a list of personalized savings made just for you. We’ll even send an email alert every time a new savings opportunity comes up.
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Explore lower-cost options
When you check the cost of your drug, you might see a lower-cost option. A generic or preferred brand drug might save you money. If you’d like to make a change, talk to your doctor.
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Find an in-network pharmacy
Don’t overpay at pharmacies that aren’t in your network. Choose from thousands of pharmacies and find one that’s most convenient for you.
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Get 90 day supplies
When you refill with 90 day supplies, you can pick up at a pharmacy or get free delivery by mail.
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Check the no-cost preventive drug list
These no-cost preventive drugs and services can help you stay healthy.
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*FOR PRESCRIPTION PLANS FOR 89 MILLION PEOPLE SOURCE: CVS Health® Analytics, 2022. P1013840223
Your questions, answered
We're here for you, every step of the way. Find answers to frequently asked questions in our help center.